Retail
Below we have listed some of the Insurance policies that you
should consider - some or all of which might apply.
Material Damage -A substantial amount of
clients' money is likely to be tied up in physical assets such as
buildings, stock and machinery. For your insurance cover you
should not only consider the cost of repairing buildings and
replacing stock but also how your business will survive the
financial losses that inevitably follows- paying wages during
downtime; outsourcing; securing alternative premises; lost profits
whilst production is down.
Business Interruption - Business interruption
insurance insures against loss or damage to the income or profit of
a business due to an interruption in the business.
Employers Liability - Employers Liability
Insurance protects your business from claims made by employees who
suffer an injury or illness as a result of your business.
Public Liability - Public Liability Insurance
protects your business from claims made by customers who
suffer an injury on your business premises.
Product Liability - Product Liability Insurance
protects your business from claims made by customers who suffer an
injury from a product they have purchased from your business.
Money & Cash cover - An insurance
policy that will cover money and cash that you hold on your
premises, the value will be dependent on the security system your
firm as deployed.
